Skystone Finance Company Limited is a Central Bank of Nigeria–regulated, forward-thinking financial services provider dedicated to delivering comprehensive financial intermediation and advisory services that unlock market potential and foster sustainable growth.
Read MoreSKYSTONE SAVINGS
SkyVault Standard: For Immediate, Upfront Returns
This target savings is designed to be a high-yield alternative to government T-bills, offering customers attractive returns, where the principal is discounted and interest is received upfront.
Key Features
- Maximized, Guaranteed Returns: Get competitive fixed interest rates, paid upfront to you immediately upon placing your deposit.
- Complete Flexibility: Choose a term that fits your plan, from 30 days up to 1 year.
- Official Certification: Receive a certificate for every deposit, perfect for financial planning.
How to Access
Lock in your rate in minutes via our app or in-branch. You need just your ID and deposit instructions.
SkyVault Goal Getter: For Future Asset Purchases
Structured savings for targeted asset purchases, offering bonuses and partnered acquisition options.
Key Features
- PriceLock Advantage: PriceLock Certificate (8-12% p.a. of savings).
- Maturity Bonus Yield: Earn a competitive fixed interest rate, paid only at maturity to boost your final payout.
- Asset Access Benefits: We are partnering with major vendors to aid the purchase of home appliances, vehicles and mortgage.
- Asset Acquisition: Saving of up to 30 to 40% of asset value qualifies you for asset acquisition (Home appliances, vehicle and mortgage).
How to Access
Lock in your rate in minutes via our app or in-branch. You need just your ID and deposit instructions.
Sky-Joint Account: Achieve Your Shared Goals Together
Whether for family, friends, or business partners, this account makes managing shared finances simple, secure, and rewarding.
Key Features
- Joint Earnings, Joint Success: Earn up to 15% p.a
- Customized Control: Decide how transactions are approved, whether by one signature or two.
- Shared Responsibility: Joint liability for any overdraft facilities.
- Smart Banking: No maintenance fees
- Maintain the minimum balance of ₦100,000.
How to Access
All account holders must visit in-branch to sign mandate forms and provide valid IDs (National ID, Passport).
Sky-Re: Build Your Dream Future
Don’t just retire, thrive! SkyRetire is more than a savings plan; it is your strategic partner in building the future you envision. We help you fund your dreams, whether it is a comfortable retirement or a major milestone. This is a dedicated savings product, not a licensed PFA scheme.
Key Features
- Maximize Your Money's Potential: Unlock higher returns with our tiered interest structure, earning up to 20% p.a. to accelerate your journey to financial freedom.
- Your Automatic Success Plan: We make discipline easy. Our structured timeline helps you stay on track, with access to funds at age 50 or after five years of growth, protecting you from impulsive decisions.
- Effortless Saving: Fit saving into your life seamlessly. Choose a contribution schedule that works for you, monthly, quarterly, or annually and automate your path to security.
How to Access
Enrollment via in-branch or app with valid means of identification.
SkyGrowth: Secure, Transparent, High-Yield Savings
Step into the future of savings. This blockchain-powered wallet offers unmatched security and transparency, giving you complete confidence and control over your growing wealth.
Key Features
- Superior Returns: Enjoy a straightforward, up to 18% p.a. interest rate.
- Unbreakable Trust: Every transaction and interest earned is immutably recorded on the blockchain, your proof is always available.
- Liquidity with Smart Incentives: Access your money anytime. To maximize your earnings, we encourage smart saving habits (more than 5 withdrawals/month forfeits a portion of that month’s interest).
- Exclusive Access: Requires a ₦100,000 minimum opening balance.
