SKYSTONE SAVINGS

SkyVault Target Savings (Standard)

Short-term savings with competitive fixed interest rates paid upfront.

Key Features

  • Fixed interest paid upfront
  • Tenor: 30 days to 12 months
  • Certificate issued per deposit

Benefits

  • Immediate return on investment
  • Supports short-term planning
  • Low-risk alternative to T-Bills

SkyVault Goal Getter

Structured savings for targeted asset purchases, offering bonuses and partnered acquisition options.

Key Features

  • PriceLock Certificate (8–12% value)
  • Interest paid at maturity
  • Vendor partnerships for appliances, vehicles, mortgage
  • Save 30–40% of asset value to qualify for asset purchase

Benefits

  • Ideal for future asset acquisition
  • Protects customers from price inflation
  • Helps build a structured financial journey toward bigger goals

SkyJoint Account

Manage shared finances securely for family, friends, or business partners.

Key Features

  • Multi-user savings account
  • Joint approval mandate options
  • Interest earnings on pooled funds

Benefits

  • Encourages collaborative saving
  • Ideal for couples, partners,
  • Transparent shared financial management

Sky-Re

Structured savings plan for long-term goals and wealth accumulation.

Key Features

  • Tiered interest up to 4%
  • Long-term structured savings plan
  • Access at retirement age 60 or after 10 years
  • Flexible contribution schedules

Benefits

  • Builds retirement security gradually
  • Discourages impulsive withdrawals
  • Helps users achieve long-term financial independence

SkyGrowth

Blockchain-powered wallet offering security, transparency, and high returns for disciplined savers.

Key Features

  • Blockchain-secured wallet.
  • Up to 18% interest.
  • Instant access with withdrawal rules of more than 5 per month forfeits interest.
  • Minimum opening balance: ₦100,000.

Benefits

  • High-yield digital savings.
  • Maximum transparency via blockchain.
  • Encourages disciplined savings habits.