Skystone Finance Company Limited is a Central Bank of Nigeria–regulated, forward-thinking financial services provider dedicated to delivering comprehensive financial intermediation and advisory services that unlock market potential and foster sustainable growth.
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Earner-Saver: Power Your Financial Day
The Skystone Professional Account is the ultimate financial tool for modern professionals. It lets you seamlessly manage your salary, expenses, and unexpected costs while earning rewards. With the Skystone app, you can easily buy and manage treasury bills or bonds to grow your wealth from anywhere.
Key Features
- Your Money Works for You: Earn 1–3% p.a. interest on balances above ₦50,000.
- Breathe Easy with Overdraft: Access up to 50% of your monthly salary instantly whenever you need it at a competitive rate.
- Spend & Get Paid: Enjoy a premium debit card with 1% cashback on all your purchases. Everyday spending now pays you back.
- Zero Hassle, Zero Fees: No maintenance fees when you maintain a minimum balance.
How to Access
Apply individually via app, or in-branch, or through corporate onboarding. Requires proof of employment (e.g., payslip, employer letter).
SkyReserve: Your Financial Safety Net
Life is unpredictable. Be prepared without sacrificing growth. This is your instantly accessible fund for unexpected opportunities or emergencies, offering peace of mind and a little extra growth.
Key Features
- Liquidity Meets Growth: Your emergency fund can now earn between 1–3% p.a. paid monthly, so your money works for you, even while it’s on standby
- Instant Access, Zero Penalties: Withdraw any amount, anytime, anywhere via ATM, app, or branch. No questions, no penalties.
- Build a Cushion Effortlessly: Perfect for building short-term savings discipline for your "just-in-case" fund
How to Access
Open your safety net in minutes on the app or in-branch with a valid ID.
Sky-Business Account: Engineered for Growth
The account that simplifies operations and empowers your business to scale. From payroll to payments, we provide comprehensive tools for seamless financial management and business expansion.
Key Features
- Simple Banking, Smart Choice: Get a standard account with a free debit card, no maintenance fees
- Total Control: Set up multi-layer approval workflows that match your company's structure.
- Efficiency at Scale: Process bulk payments and run payroll with ease, saving you time and resources.
- Fuel for Opportunity: Access overdraft facilities and business debit cards, subject to credit assessment, to capitalize on growth moments.
- Powerful Digital Tools: Manage your finances anywhere with our advanced online banking platform.
How to Access
Apply online or in-branch. Requires incorporation documents, valid IDs of directors/signatories, and mandate forms.
